Discover the personal touch of a Mortgage Broker committed to your family's financial needs and connected to the community

Sooke | Bear Mountain | Langford | Colwood | Victoria | Metchosin | Esquimalt | Saanich | Sidney |Royal Bay | Oak Bay | Nanaimo | Duncan | Vancouver Island |

I’d love to connect, whether it’s over coffee in person, a phone call, or a Zoom meeting! Whether you have specific questions or just want to chat, I think taking the time to connect is a great way to get to know each other. Let’s find a time and format that works best for you—I’m flexible and happy to meet in whatever way is most convenient.

Feel free to reach out and schedule a time. I’m excited to hear more about what’s on your mind, and I’m sure our conversation will be both enjoyable and insightful. Looking forward to connecting with you soon, however it works best for you!

Flexible Mortage Solutions

Over 60+ lenders ranging from all major lenders in Canada to private lending options
Beyond 9-5

I understand that life happens outside of business hours. I am available to answer questions, provide guidance and share in your financial goals.
Advice You Can Understand

Making sure each of my clients understands the options available and empowering them to make informed decisions.
Fast, Online Service

The entire approval process can be handled online, by phone, or by email. I have clients all over BC and they each get the same exceptional service. No matter where you are.
Professional Advice

I'm happy to help you, whether you end up working with me or not. There's no pressure!
Solution Oriented

No story is the same- and I love a good challenge. My ability to problem-solve along with lender relationships ensures I can find the right solution for you.

"A mortgage broker is like a personal shopper for your home loan. They have the knowledge and resources to find the perfect loan for your unique needs and goals, and they can save you time and money in the process."

— Anthony Hsieh, CEO of loanDepot

FAQs

Does it cost me more to go with a mortgage broker?

Contrary to popular belief, working with a mortgage broker like myself actually results in better rates and more favorable lending terms than if you were to go directly to a bank or credit union.

By choosing to work with me, you gain access to a wider range of options, more competitive rates, and my unbiased advice. I earn my commission after the mortgage is arranged, which means that everyone benefits. Let me help you find the perfect mortgage loan to suit your needs and goals.

Are mortgage brokers regulated like banks?

Yes, the regulation and requirements you are subject to are similar, however, they are generally stricter than those for a bank mortgage representative. As a mortgage broker, you are typically required to be licensed by the province in which you operate, and you may have to pass an exam and take ongoing courses to maintain your license. In contrast, a bank representative does not have to be provincially licensed, and they may not have to pass any exams or take any mortgage-specific education. This stricter regulation is in place to ensure that mortgage brokers have the knowledge and expertise to provide the best advice and service to their clients.

Why shouldn’t I go with my bank?

My approach as a mortgage broker is rooted in the belief that building trust and maintaining positive relationships with my clients is key to sustainability in my business. By fostering an environment of transparency and open communication, I strive to not only meet the individual needs of my clients but also to build a supportive community where people can come together to achieve their dream of homeownership.

I understand that bank representatives are good people trying to do their best in their jobs, but I have chosen to work independently as a broker so that I can work with a variety of banks, credit unions, and private lenders, and not be constrained by any specific bank's pressure to meet sales targets.

I am committed to finding the best mortgage loan to fit your unique financial situation and goals. My ultimate goal is to create happy clients who will refer me to their friends and family, and in turn, help me build a strong and supportive community of homeowners.

So, if you're ready to take the next step towards homeownership, reach out to me today and let me help you achieve your dream!

What is a mortgage broker?

A mortgage broker is a professional who helps borrowers find and apply for the best mortgage loan for their needs. They work with multiple lenders to find loan options that fit the borrower's financial situation and goals, and then help the borrower complete the loan application and closing process. They may also assist with loan refinancing and modifications. Their services are usually paid for by the lender or through a small fee paid by the borrower.

What makes me one of the best?

As a mortgage broker, I am a true advocate for my clients, dedicated to finding them the best possible mortgage loan to fit their unique financial situation and goals. I work tirelessly to scour the market, searching for the most competitive rates and terms from a wide range of lenders. I guide my clients through the often-complex loan application and closing process, ensuring that every detail is handled with the utmost care and attention. I am there to answer any questions and provide support every step of the way. Whether you're a first-time homebuyer, looking to refinance, or seeking a loan modification, I am committed to helping you achieve your dream of homeownership. My services are an investment in your future, and I am dedicated to delivering results that exceed your expectations. So, if you're ready to take the next step towards homeownership, let me be your guide on the journey!

Can a mortgage broker get me better rates than my bank?

Securing the most favorable rate is the cornerstone of my role as a mortgage broker. I have a vast network of connections with major banks, credit unions, trust companies, mortgage-only lenders, private funds, and more. This allows me to shop around and present you with a variety of options that cater to your specific needs and goals. Not only that, but I will also help you identify and avoid any additional costs that may not be immediately apparent, but could significantly impact the overall cost of your mortgage. With my expertise and resources, you can be confident that you are getting the best deal possible. Let me work for you and help you achieve your dream of homeownership.