The landscape of Canadian homeownership is evolving, and with it comes the Canadian Mortgage Charter, a bold initiative by the government to reshape how Canadians qualify for mortgages and access lower rates. This charter aims to bridge the gap between rental payment history and mortgage eligibility, while also providing relief for insured mortgage holders looking to switch lenders.

As the home selling season looms, taking a more precise approach to preparation can significantly enhance your chances of a successful sale. Spring is often considered the prime time to sell, primarily because families align their moves with their children's school schedules.